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Senior Property Damage and Restoration Expert at micro1

Desk adjusters and restoration estimators review property loss files, including photos, inspection notes, restoration estimates and policy documents, then write coverage determinations or estimate reviews to professional standards. Much of the focus is on flood and wildfire claims, with scopes and pricing checked in Xactimate or similar tools. The contract is remote and flexible at roughly 10 hours a week.

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What you would do

  • Analyze loss photos, inspection notes, restoration estimates and policy documents
  • Write coverage determinations or estimate reviews as a desk adjuster or estimator would
  • Check restoration scopes and estimate accuracy in Xactimate or similar software
  • Identify causation and coverage issues in flood, wildfire and other property claims
  • Document methods, findings and reasoning in concise written reports

What the listing asks for

  • 5 or more years in desk adjusting, coverage analysis or restoration estimating
  • Strong Xactimate skills and knowledge of restoration costing
  • Record of documenting complex losses, especially flood and wildfire claims
  • Solid understanding of insurance coverage and property claim practice
  • Preferred: current state adjuster licenses and remote independent contributor experience

Suits desk adjusters and restoration estimators fluent in Xactimate who have handled flood or wildfire claims and want part-time remote work.

The listing as micro1 posted it

This is micro1's public listing for the role, read October 29, 2026, with dashes and placeholder links cleaned up. The listing is micro1's text; the summary above and everything below it is ours.

Role Title: Senior Property Damage and Restoration Expert

Role Type: Contractor

Location: Global-Remote

Job Type: Contractor (~10 hours per week)

Schedule: Flexible-you choose the hours and days you work, including weekends if desired

micro1 is engaging Senior Property Damage and Restoration Experts to contribute to a customer's project focused on in-depth property loss evaluation and restoration process optimization. In this role, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required - your domain knowledge is what matters.

Scope of Work

  • Review and analyze property damage evidence, including loss photos, inspection notes, restoration estimates, and policy documents submitted digitally.
  • Draft well-reasoned coverage determinations or estimate reviews, reflecting the standards of professional desk adjusting or restoration estimation.
  • Assess the appropriateness of restoration scopes and estimate accuracy using Xactimate or similar software.
  • Identify key factors, causality, and policy coverage issues in flood, wildfire, and other real property claims.
  • Document methodology, findings, and supporting rationale in clear, concise written reports with high attention to detail.
  • Collaborate with project coordinators to align on deliverable requirements and feedback processes.
  • Offer nuanced insights and domain-specific commentary to help enhance AI-driven tools and workflows.

Preferred Qualifications

  • Minimum 5+ years of professional experience in desk adjusting, coverage analysis, or restoration estimating for property damage claims.
  • Demonstrated expertise with Xactimate and restoration costing processes.
  • Proven track record of evaluating and documenting complex losses, with an emphasis on flood and wildfire claims.
  • Strong understanding of insurance policy coverage application and property claim best practices.
  • Outstanding written and verbal communication skills, with the ability to convey technical findings to diverse audiences.
  • Current state adjuster licenses are a significant advantage.
  • Experience working in remote, independent contributor roles within the property restoration or insurance sector.

Apply for this role on micro1

Referral link. We may be paid a referral fee.

Pay and terms

The listing does not state a rate for this role. micro1's expert guide describes pay in bands by type of work rather than per role, so treat any figure you see elsewhere as unconfirmed until it appears in your contract.

micro1 engages experts as contractors. Its help library says payments are made in USD twice a month and that contracts and payroll run through Deel. Payments cannot be processed until identity verification there is complete. Read our micro1 review for what workers say about project availability and support.

Before you apply

Engineering and trades listings ask for hands-on experience with specific tools, standards or certifications. Have the names and levels ready.

Applying starts with an AI interview, then certification, then matching to projects by recruiters. micro1 says certification does not guarantee a project, so treat this as flexible work and not as a job offer. The how to become an AI trainer guide walks through each step.

Apply on micro1

Referral link. We may be paid a referral fee.

People also ask

How to become a remote claims adjuster?

This site does not cover licensing routes. This micro1 role is remote contract work for people who already have 5 or more years in desk adjusting, coverage analysis or restoration estimating, strong Xactimate skills and experience with flood and wildfire claims. Current state adjuster licenses are a significant advantage. Selection runs through micro1's application and AI interview.

Are claims adjusters in high demand?

This site does not publish demand data for claims adjusters. This micro1 listing seeks senior desk adjusters and restoration estimators for remote review of property loss files, at about 10 hours a week. micro1 says certification does not guarantee placement, because project access depends on requirements and availability.

Which type of insurance adjuster makes the most money?

This site does not compare pay across adjuster types or publish market pay. This micro1 Senior Property Damage and Restoration Expert listing states no rate. It describes remote contract work of about 10 hours a week reviewing flood, wildfire and other property claims, with current state adjuster licenses noted as a significant advantage.

How much does the Senior Property Damage and Restoration Expert role at micro1 pay?

The listing does not state a rate for this role, so we cannot give a figure. micro1's expert guide describes pay in bands by type of work rather than per role. Ask during onboarding, and read the contract before you accept work.

Is the Senior Property Damage and Restoration Expert role remote?

Yes. The listing describes it as remote work. On where you can be based, it says: remote, global. Read the eligibility line on the listing before you apply.

How do I apply for the Senior Property Damage and Restoration Expert role?

Open the listing on micro1's site and apply there. Applying starts with an AI interview, followed by certification and matching to projects by recruiters. micro1 says certification does not guarantee a project. Our how to become an AI trainer guide covers each step.

Is this listing still open?

We read micro1's public listing on October 29, 2026. Roles close without notice, so confirm on the listing itself. If it has closed, the other engineering, cad and skilled trades roles on this site are linked below.

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Related guides

Sources and method

  • micro1 public job listing for this role, read October 29, 2026. The summary, task and requirement lines are our paraphrase of that listing.
  • The questions under People also ask: Google's related questions for this kind of role in the United States, as reported by Ahrefs, pulled October 29, 2026. Answers are ours, written from the listing and from our own sourced micro1 pages.
  • micro1 help library and expert guide for payment timing and the hiring steps, read 17 October 2026.

Listings change without notice. If this page is out of date, tell us.

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Referral link: we may be paid if micro1 hires you.